PEMBERDAYAAN UMKM MELALUI PEMBIAYAAN DENGAN PRINSIP BAGI HASIL OLEH LEMBAGA KEUANGAN SYARIAH
DOI:
https://doi.org/10.21776/ub.arenahukum.2013.00601.7Keywords:
Bagi HasilAbstract
Abstract
This journal writingbased onthe ability ofSMEstoabsorb laborinIndonesia which is quitelarge, as many as97.3% of thetotallabor. The role of SMEs in the reality have difficulties with some factors, one of the factor is capital issues. This is where Syariah financial institution with the profit sharing principal to be expected become ideal solution. Observing phenomenon as above it is necessary to have assessment on few point area, first: implementation of financing on Syariah financial institution in the Malang City related with the profit sharing principal perceived become ideal solutions for SMEs. Second; related with the factors that become the barrier on implementation of Syariah financial institution in Malang City with the point of profit sharing principal and the Third; related with the right solution to overcome the barrier factors on the implementation at Shariah financial institution in Malang City concerning exact profit sharing principal.
Key words: empowerment, micro small and medium enterprises (SMEs), profit sharing, syariah financial institution
Â
Abstrak
Penulisan jurnal ini dilatarbelakangi kemampuan UMKM dalam menyerap tenaga kerja di Indonesia cukup besar, yaitu sebanyak 97,3% dari total angkatan kerja yang bekerja. Peran UMKM tersebut dalam kenyataannya terkendala oleh beberapa hal, diantaranya adalah permasalahan modal. Disinilah lembaga keuangan syariah dengan pembiayaan berprinsip bagi hasil diharapkan menjadi solusi yang ideal. Mengamati fenomena yang demikian maka perlu dikaji mengenai beberapa hal,pertamapelaksanaan pembiayaan pada lembaga keuangan syariah di Kota Malang berkenaan dengan prinsip bagi hasil yang dirasa sangat ideal bagi UMKM. Kedua adalah berkenaan dengan faktor-faktor penghambat pelaksanaan pembiayaan pada lembaga keuangan syariah di Kota Malang berkenaan dengan prinsip bagi hasil, dan ketiga adalah berkaitan dengan solusi mengatasi faktor-faktor penghambat penghambat pelaksanaan pembiayaan pada lembaga keuangan syariah di Kota Malang berkenaan dengan prinsip bagi hasil yang dirasa sangat ideal tersebut.
Kata kunci: pemberdayaan, usaha mikro kecil dan menengah (UMKM), bagi hasil, lembaga keuangan syariah
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2013 Rizki Tri Anugrah Bhakti
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
This journal embed or display simple machine-readable CC licensing information. This journal allow reuse and remixing of content in accordance with a Creative Commons license, Creative Commons Attribution-NonCommercial 4.0 International License (CC BY NC). This license (CC BY NC) allows other users to re-edit / rewrite and rebuild a work non-commercially as long as the user gives credit and licenses his new work in the same domain.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Creative Commons Attribution-NonCommercial 4.0 International License (CC BY NC) that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
